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Current Loan Rates

Effective February 10, 2010

Miscellaneous Collateral
Credit Rating A
APR*		 B
APR*		 C
APR*
24 Months 8.55 12.00 15.50
36 Months 8.65 12.25 15.75
48 Months 8.70 12.50 16.00

Unsecured
Credit Rating A
APR*		 B
APR*		 C
APR*
12 Months 9.65 12.75 18.00
24 Months 10.30 13.75 18.00
36 Months 11.15 14.75 -
48 Months 11.95 15.75 -

New Autos
Credit Rating A
APR*		 B
APR*		 C
APR*
24 Months 5.05 7.25 9.75
36 Months 5.15 7.50 10.00
48 Months 5.20 7.75 10.25
60 Months 5.25 8.00 10.50

Used Autos
Credit Rating A
APR*		 B
APR*		 C
APR*
24 Months 6.05 8.25 10.75
36 Months 6.15 8.50 11.00
48 Months 6.20 8.75 11.25
60 Months 6.25 9.00 11.50

Loans
Rate
APR*
Term
Prime Share Secured
.50
2.50
n/a
Money Market Share Secured Tier 1
.55
2.55
n/a
Money Market Share Secured Tier 2
1.00
3.00
n/a
Money Market Share Secured Tier 3
1.45
3.45
n/a
6 mos Share Certificate Secured
1.20
3.20
n/a
12 mos Share Certificate Secured
1.50
3.50
n/a
24 mos Share Certificate Secured
2.00
4.00
n/a
36 mos Share Certificate Secured
2.35
4.35
n/a
Overdraft Protection Line-of-Credit
15.00
15.00
n/a

*APR is the Annual Percentage Rate.


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