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Effective June 9, 2010

Miscellaneous Collateral
Credit Rating A
APR*
B
APR*
C
APR*
24 Months 8.05 12.00 15.50
36 Months 8.15 12.25 15.75
48 Months 8.20 12.50 16.00

Personal
Credit Rating A
APR*
B
APR*
C
APR*
12 Months 9.15 12.75 18.00
24 Months 9.80 13.75 18.00
36 Months 10.65 14.75 -
48 Months 11.45 15.75 -

New Autos
Credit Rating A
APR*
B
APR*
C
APR*
24 Months 4.55 7.25 9.75
36 Months 4.65 7.50 10.00
48 Months 4.70 7.75 10.25
60 Months 4.75 8.00 10.50

Used Autos
Credit Rating A
APR*
B
APR*
C
APR*
24 Months 5.55 8.25 10.75
36 Months 5.65 8.50 11.00
48 Months 5.70 8.75 11.25
60 Months 5.75 9.00 11.50

Loans
Rate
APR*
Term
Prime Share Secured
.30
2.30
n/a
Money Market Share Secured Tier 1
.35
2.35
n/a
Money Market Share Secured Tier 2
.70
2.70
n/a
Money Market Share Secured Tier 3
1.05
3.05
n/a
6 mos Share Certificate Secured
.74
2.74
n/a
12 mos Share Certificate Secured
1.15
3.15
n/a
24 mos Share Certificate Secured
1.58
3.58
n/a
36 mos Share Certificate Secured
1.99
3.99
n/a
Overdraft Protection Line-of-Credit
15.00
15.00
n/a

*APR is the Annual Percentage Rate.


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