KUMC Credit Union Home Banking

Loan Products

Current Loan Rates

Loan Calculators

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NCUA

Your savings federally
insured to at least $250,000
and backed by the full faith
and credit of the United States Government.

Equal Housing

Current Loan Rates
(Rates Effective as of April 1, 2013)

 

Miscellaneous Collateral
 
Credit Rating
A
B
C
APR*
APR*
APR*
24 months
5.60
10.75
15.50
36 months
5.65
11.00
15.75
48 months
5.70
11.25
16.00

 


Personal
 
Credit Rating
A
B
C
APR*
APR*
APR*
12 months
7.90
12.75
18.00
24 months
8.55
13.75
18.00
36 months
9.40
14.75
--------
48 months
10.20
15.75
--------


 

New Autos
 
Credit Rating
A
B
C
 
APR*
APR*
APR*
24 months
2.10
6.00
9.75
36 months
2.15
6.25
10.00
48 months
2.20
6.50
10.25
60 months
2.25
6.75
10.50


 

Used Autos
 
Credit Rating
A
B
C
 
APR*
APR*
APR*
24 months
3.10
7.00
10.75
36 months
3.15
7.25
11.00
48 months
3.20
7.50
11.25
60 months
3.25
7.75
11.50

 


Other Loans
 
 
Rate
APR*
Term
Prime Share Secured
.05
2.05
n/a
Money Market Share Secured Tier 1
.10
2.10
n/a
Money Market Share Secured Tier 2
.20
2.20
n/a
Money Market Share Secured Tier 3
.30
2.30
n/a
 6 month Share Certificate Secured
.25
2.25
n/a
12 month Share Certificate Secured
.30
2.30
n/a
24 month Share Certificate Secured
.40
2.40
n/a
36 month Share Certificate Secured
.65
2.65
n/a
Overdraft Protection Line-of-Credit
15.00
15.00
n/a

 


*APR is the Annual Percentage Rate.

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