Fee Schedule as of November 1, 2011

Share Account Fees:

New Account Activation                                                        $5.00 (waived if under 18 years old)

Account Reactivation ______________________________$10.00 per reactivation

Service Fee                                                       _                   $3.00 per month if $25.00 minimum balance is not maintained

Share Withdrawals                                         __                   $0.00 up to 5 cash / check withdrawals during month                                                                                                   $1.00 per withdrawal 6> 

Share Draft Account Fees:

Monthly Service Charge                       __                             $4.00 if account is not set- up for estatements                                                                                                    and $200.00 minimum balance not maintained

Overdraft Return                                                               __$20.00 per item

Stop Payment                                                                  _    $20.00 for one item

                                                                                              $40.00 for 2 or more consecutive numbers

Overdraft Transfer                                              _               $2.00 per item to transfer available funds from shares                Share Draft Copies                                                      _       $2.00 per item

Counter Checks                                                             _     $0.10 per check if no order has been placed w/ CU                                                                                          

Electronic Item Fees:

ACH Stop Payment                                     _                        $20.00 per item

ACH Return NSF                                          _                       $20.00 per item

ATM Monthly Service Charge                      _                       $1.00 per month; waived if account is set-up for e-statements

ATM Pin Based Transactions                       _    _                $0.00 0-5 items per month $0.75 per item 6>

ATM NSF                                                      _                      $20.00 per item

Additional Fees:

Account Reconciliation                                                      _ $10.00 per hour

Dormant Accounts _______________________________ $5.00 per month - dormant 6 months or greater

Money Orders                                                                    _ $0.75 per item for members                                                                                                      $1.50 per item for nonmembers

Notary Service                                                  _                  $0 = 3 stamps or less

                                                                                              $2.00 per stamp for 4 stamps or more

                                                                                              $2.00 per stamp for nonmembers

Printed Member Statements ________________________ $4.00 if account is not set-up for e-statements

Activity Print-outs                                                         _       $1.00 per month or $2.00 per quarter

Return Statements _______________________________ $5.00 per return

Return Mail _____________________________________ $1.00 per item if address change not submitted to CU

Cashiers Check                                                             _     $2.00 for members $5.00 for non-members

Debit/ATM Card Replacement                                        _   _$5.00 per card

Debit/ATM Card PIN# Replacement           __                 _     $3.00

Wire Transfer                                                                _     $10.00 Domestic $30.00 International

Western Union Wire                                                       _    $20.00 Domestic – Varies for International

Bill Pay                                                                           _     $3.50 for 5 Transactions per month

                                                                                             $0.50 per transaction 6>

Check Deposit Return                                                           $20.00 (per item charged back to the account)

Credit Union Checks                                                             $1.00 per check

Check Cashing                                                                     $1.00 per $100.00 increment, $5.00 max

Visa Gift Cards__________________________________$3.50 per card

Effective 11-1-2011                                                             *Fees are subject to change at the discretion of KUMC CU