 The
KUMC Credit Union provides a variety of Deposit Accounts that meet
the needs of all our members. Just point and click the links below
for specific information.
Share/Savings Accounts
Planning for a vacation or a new set of golf clubs? Whatever your
next major purchase may be, wouldn't it be great if you could pay
cash for it? For example, if you could save $20.00 a week you'd
have saved over $1000.00 at the end of the first year! Think about
the possibilities!
Share/Savings accounts require a minimum balance of $25.00. With
a share account you receive 5 free withdrawals per month. A minimum
balance of $100.00 is required to receive dividends. Dividends are
compounded and credited monthly based on daily balance method.
Back To Top
Share
Draft/Checking Accounts
Write as many checks as you'd like with NO extra
charge per month!
A low monthly service charge of $3.00 - that's it! You can avoid
paying the $3.00 charge if you keep a minimum balance of $200.00
in your account.
Initial deposit of $50.00 - after that, no minimum balance required!
At this time, we do not offer dividends on our Share Draft/Checking
Accounts.
Back To Top
Visa
Check Cards
Visa Check cards are here! Now you can access your checking
account anywhere you see the Visa logo. The card can also be used
to get cash at any HONOR ATM Machine.
Requires that the member have a checking account in good standards
with the credit union.
The fee for a Visa Check card is $1.00 per month. For that fee
you'll receive unlimited usage when using as a check card. When
using as an ATM card you'll receive 5 free transactions per month
but if you happen to go over that, there's only a 75 cents fee per
transaction thereafter.
Back To Top
Certificate
Accounts
If you're gearing your savings plans for a long-term
goal, a Share Certificate might be more for you.
With a minimum deposit of $1000.00 you can set a term from 6 months
up to 3 years at a significantly higher yield than a regular share
or money market account.
With a Certificate Account dividends are compounded and credited
quarterly. Additional deposits are not allowed. Renewal is automatic
unless stated prior to mature date. There is an early withdrawal
penalty if cashing in a Certificate, however, you may during the
term of the certificate withdrawal the dividends credited.
Back To Top
Market
Market Accounts
Our Money Market Account offers a higher return on your investment
with a minimum balance of $2500.00
Dividends are compounded and credited monthly based on daily balance
method.
Back To Top
Christmas
Club Accounts
Wouldn't it be nice to pay cash for every Christmas
present you purchase?
With a Christmas Club Account you can't go wrong.
You can open it anytime during the year and put as much in as you
like. Around November 15th, the credit union will transfer the funds
into your checking account and send you the receipt or send a check
directly to you!
Normally, the funds in the account are frozen until November. However,
for you "early bird" Christmas shoppers, we can make exceptions.
Christmas Club Share accounts require a minimum balance of $25.00.
A minimum balance of $100.00 is required to receive dividends. Dividends
are compounded and credited monthly based on daily balance method.
Back To Top |
