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Effective April 9, 2008

Savings
Rate
APY*
Term
Share/Savings Accounts
.75
.75
n/a
Christmas Club Shares
.75
.75
n/a

Money Market Shares
Rate
APY*
Term
$2,500.00 - $24,999.99
1.00
1.00
n/a
$25,000.00 - $49,999.99
1.75
1.76
n/a
$50,000.00 - greater
2.50
2.53
n/a

Certificates
Rate
APY*
Term
Share Certificate Accounts
2.90
2.93
6
Share Certificate Accounts
3.00
3.03
12
Share Certificate Accounts
3.10
3.14
24
Share Certificate Accounts
3.20
3.24
36

*APY is the Annual Percentage Yield.


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