Shares-Savings
A Share Savings Account with a minimum balance requirement of $25.00 establishes and maintains your credit union membership. With a share account you receive 5 free withdrawals per month. A minimum balance of $100.00 is required to receive dividends. Dividends are compounded and credit monthly based on the daily balance method.
Christmas Club Accounts
A Savings Account that helps members save for the holidays. It’s easy to save through payroll deduction and you can save all year! This account requires a minimum balance of $5.00 and a minimum balance of $100.00 to receive dividends. The dividend rate is the same as the regular share savings. Take advantage of this convenient way to save and be worry free for the holidays.
Special Share Accounts
Do you need to save for taxes, a vacation, a new car, a wedding, or any other special expense? Just deposit to this special account, through payroll deduction and be ready to make your dreams come true or be ready for the unexpected. The dividend rate is the same as the regular share saving account.
Money Market Accounts
Our Money Market Account offers a higher return on your investment . A minimum balance of $2500.00 is required to receive the higher rates. Dividends are compounded and credited monthly based on a daily balance method.
Share Certificate Accounts
If you’re setting your savings plan for a long-term goal then a Share Certificate might be just for you! With a minimum deposit of $1000.00 you can set a term from 6 months up to 36 months at a significantly higher yield than a regular share or money market account. Dividends are compounded and credited quarterly. Additional deposits to the certificate are not allowed. Renewal is automatic unless stated prior to maturity date. There is an early withdrawal penalty for cashing in a certificate, however, you may during the term of the certificate withdrawal the dividends credited.
Share Drafts-Checking
As of 05/01/2021 KUMC Credit Union’s upgraded Share Draft account provides you all the previous checking account benefits plus mobile access including Remote Deposit of checks, the ability to add your Visa Check Card to your mobile wallet for contactless payments, access to a CO-OP ATM network with over 30,000 ATM locations nationwide, Identity Theft recovery and Mobile phone coverage. The Share Draft account has a $5.00 monthly maintenance fee.
Click here to find out more about Identity Theft recovery and Mobile Phone coverage
VISA Check/Debit Cards are available!!
A Check/Debit Card is a convenient way to access your share draft/checking account! Simply use the Check Card where you see the Visa logo! The card can also be used to get cash from an ATM. Starting 05/01/2021, your Check Card allows you access to an ATM CO-OP network of over 30,000 nationwide machines and contactless payments using the mobile wallet.
Click here to locate a CO-OP ATM near you.
VISA Check Card Restriction
VISA continues to restrict all authorizations originating in United States sanctioned countries. You may visit the site below for a current list of sanctioned countries.
https://www.treasury.gov/resource-center/sanctions/Programs/Pages/Programs.aspx